Ginny owns a home that qualifies as a residence with significant rental use. She collected $18,000 of rent during the year. After allocating expenses using the IRS Method, she has $12,500 of Tier 1 rental expenses, $4,200 of Tier 2 rental expenses, and $2,800 of Tier 3 rental expenses. What will be the net rental income or loss Ginny reports on her Schedule E for the year?