Given the following data below, when and by how much is the bank exposed to interest rate risk? For each maturity or repricing interval, what changes in interest rates will be beneficial and which will be damanging, given the current portfolio position:

Chapter 7, Problem 8: Interest Rate Risk Analysis, page 249.

Output Area:
	Coming	Next	Next	More than
	Week	30 Days	31-90 Days	90 Days
Loans	$200.00	$300.00	$460.00	$525.00
Securities	$21.00	$26.00	$40.00	$70.00
Interest Sensitive Assets	$221.00	$326.00	$500.00	$595.00
Transaction deposits	$320.00	$0.00	$0.00	$0.00
Time Accounts	$100.00	$290.00	$196.00	$100.00
Money Market borrowings	$136.00	$140.00	$100.00	$65.00
Interest Sensitive Liabilities	$556.00	$430.00	$296.00	$165.00
GAP	($335.00)	($104.00)	$204.00	$430.00
Cumulative Gap	($335.00)	($439.00)	($235.00)	$195.00