Given the following data for XYZ bank, Balance Sheet Cash Securities Investments Net Loans Net Premises and Equip Total Assets Deposits Non-Deposit Borrowings * Equity Capital Total Liabilities and Equity * All Purchased Funds What is the bank's net operating margin? Income Statement $100 Interest Income $600 Interest Expenses $1,200 Non-Interest Lacome $300 Non-Interest Expenses $2,200 Provision for Loan Losses $1,100 Pre Tax Net Operating Income $800 Securities Gains (Losses) $300 Taxes $2.200 Net Income $400 ($150) $50 ($100) ($60) $140 (540) ($45) $55 6,36% -6.74 -14.85% 17.75%