Given the following historical stock returns for Action Tech, Inc.: Year 1 2 3 4 5 Return 14.9% -4.8% 12.9% 20.1% 7.1% 6 -6.2% 7 14.2% 8 15.7% What is the expected rate of return for Action Tech, Inc. next year (i.e., in Year 9)? rent rounded to one decimal place, but do not include a 4