Given the following information on an interest-only mortgage, calculate the monthly mortgage payment: loan amount: $153,000; term: 25 years; interest rate: 5.6%. Round your answer to two decimal places, and do not include the $ sign, e.g., 123456.54.

Suppose a potential home buyer is interested in taking a $140,000 mortgage loan that has a term of 10 years and a fixed mortgage rate of 7.4 %. What is the monthly mortgage payment that the homeowner would need to make if this loan is fully amortizing? Round your answer to two decimal places, and do not include the $ sign, e.g., 123456.54.