Given the following, what is the debt-to-asset ratio? Item Annual Amount/Value Home $550,000 $300,000 Mortgage Stock portfolio $165,000 Net income $75,000 Bank accounts $10,000 Credit card $15,000 balances Automobile $30,000 Automobile loan $20,000 Total expenses $70,000 (A) 1.52 B 2.25 C 0.44 D 0.64