Given what you have seen in class regarding what you know to be true about the U.S. National Debt and how the tax system works. Please write a paragraph or more explaining your recommendation rational for the following scenario. You're meeting with a client who is 45 years old and seeking to retire at age 55. They are a high-income earner with a household income of $400,000. This client is currently maximizing their 401k contributions on the traditional ira side. The company offers a 3% match and an option to invest in the Roth ira side. The client takes advantage of the irs tax code and itemizes the household's taxes for deductions. The client personally feels that deducting the 401k contributions lowers the household current tax bill at the end of the year. (It does). The client directly tells you this is really important to them. The client is meeting with you to seek out advice and other options. There are a few options you can choose to help the client if you believe the client is not already doing the best they can. Whatever option you choose make sure you can accurately justify your recommendation.