Gladys Bank and Trust has $$430$ million in consumer loans with an average interest rate of $7\mathrm{.}95$ percent. The bank also has $$310$

million in home equity loans with an average interest rate of $5$ percent. Finally, the company owns $$130$ million in government

securities with an average rate of $3$ percent.

Managers at Gladys Bank and Trust estimate that next year its consumer loan portfolio will fall to $$390$ million and the interest rate will

increase to $9\mathrm{.}45$ percent. They also estimate that its home equity loans will increase to $$350$ million with an average interest rate of $7$

percent, and its government securities portfolio will increase to $$145$ million with an average rate of $13\mathrm{.}50$ percent.

Required:

Estimate the revenues for the coming year for Gladys Bank and Trust.

Note: Enter your answer in thousands of dollars.