Grad Students are incurring hundreds of thousands of dollars in student loans. They must know something! So$,$ you follow their lead and run up $$45,000$ in debt by the time you graduate with a $4-$year degree. Having to take Fin$341$ more than once didn$$t help. SoFi bank is kind enough to facilitate this loan at a $5\mathrm{.}8\%$ annual rate, compounded monthly. Now that you$$re working, you feel that the most you can afford to pay $$450$ per month. At this repayment rate; you will pay this debt off in:

Group of answer choices

a little over $11$ years

more than $30$ years

a little over $22$ years

$5\mathrm{.}6$ years