Great Bank offers a 30-year, 5% fixed rate loan with closing costs of $600 plus 1 point. They require a 10% down payment. There is a free appraisal, but $300 fee for your credit check. Supposed you want to pay the fees upfront, how much cash will you need to cover the down payment and fees? What is your monthly payment? What is the total amount to paid back over the life of the loan? How much will you pay in interest?