Greenwood Clinic (a not-for-profit provider) has the following balance sheet (in millions): Revenues for the past year were $400, and fixed assets were used at 100 percent of capacity. Revenues are expected to grow by 10 percent in the coming year, and the clinic is expected to have a 2 percent profit margin. What is the clinic's forecasted external financing requirement (in millions)? Select one: a. -$13.2 (surplus) b. -$5.6 (surplus) C. $0 d. $5.6 e. $13.2