Greg Wanlass is the vice president of talent development for M & T Savings and Thrift, a publicly traded corporation that is listed on the NYSE. Greg has just purchased a home and borrowed the money from M & T$,$ at its regular interest rate. With regard to this loan:$$

a$.$M & T has violated SOX by making a loan to an officer.

b$.$the loan is not prohibited by SOX.

c$.$the loan is not subject to SOX because it was at M & T$$s regular interest rate.

d$.$M & T is not covered by SOX provisions.