Halcyon Lines is considering the purchase of a new bulk carrier for $8.6 million. The forecasted revenues are $5.6 million a year and operating costs are $4.6 million. A major refit costing $2.6 million will be required after both the fifth and tenth years. After 15 years, the ship is expected to be sold for scrap at $2.1 million What is the NPV if the opportunity cost of capital is 10%? (Negative amount should be indicated by a minus sign. Do not round intermediate calculations. Round your answer to the nearest whole dollar amount.) Net present value $ Halcyon could finance the ship by borrowing the entire investment at an interest rate of 4.5%. Will this borrowing opportunity affect your calculation of NPV