Hank's Health Food Store has estimated monthly current asset financing requirements for the next six months as follows: Current Assets Temporary Permanent January $7,000 $4,000 February $1,000 $4,000 March $2,000 $4,000 April $7,000 $4,000 May $7,000 $4,000 June $3,000 $4,000 Projected annual borrowing rates for the next six months are: Short-Term Long-Term January 8.0% 12.0% February 9.0% 12.0% March 12.0% 12.0% April 15.0% 12.0% May 12.0% 12.0% June 12.0% 12.0% Required: 1. Assuming the company follows the hedging strategy, calculate the TOTAL dollar interest payments for the six months. 2. If the company implemented a risky strategy, would you expect total dollar interest payments to be higher or lower, briefly explain your answer (calculation not required)