Harland just got his second major credit card, so his credit score rose from $671$ to $711.$ According to the following table for a $$150,000$ mortgage, how much less per year would Harland have to pay on a $$150,000$ mortgage with the new credit score?

$\backslash$table$[[\backslash$table$[[$FICO$],[$score$]],\backslash$table$[[$Interest$],[$rate$]],\backslash$table$[[$Monthly$],[$payment$]]],[720-850,5\mathrm{.}59\%,$$$860$