Harry bought a used car for $ 10,000. He uses his ATH Visa to make an early payment of $ 2,000 and decides to finance the balance. The Bank offers you an APY interest of 9.38%, which was computed considering monthly compound periods, and a four-year repayment plan. If the payments are monthly and equal, determine the amount to pay each month.

Select one: a. No correct answer is provided. b. $ 218 c. $ 167 d. $ 172 e. $ 188 F. $ 200