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Harry is a risk manager of a global chain of clothing stores. The chain is very successful, with annual revenue of $1 billion in 2001.

  1. Harry is a risk manager of a global chain of clothing stores. The chain is very successful, with annual revenue of $1 billion in 2001. After the record hurricane seasons of 2004 and 2005, his renewal of insurance coverages became a nightmare. Why was renewal so difficult for him?

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