Harvey and Esmeralda's combined gross income is $75,000, and their monthly consumer deb wish to purchase a new home valued at $185,000 but need to know if they qualify for a mortg $145,000 amortized over 20 years. The mortgage interest rate on a 5-year mortgage term is 5.75%. Property taxes are $1,800 /year and the heating cost for the home is $1,200 /year. What is their monthly mortgage payment? Select one: a. $942.60 b. $924,60 c. None of the above d. $1,018.02 e. $1,012.43 Clear my choice Referring to question 2, what is Harvey and Esmeralda's total debt service ratio (TDS)? Select one: a. 20.20% b. 32.32% c. 29.13% d. 33.61% e. 22.22% Harvey and Esmeralda's combined gross income is $75,000, and their monthly consumer debt is $558. They wish to purchase a new home valued at $185.000 but need to know if they qualify for a mortgage of $145,000 amortized over 20 years. The mortgage interest rate on a 5 -year mortgage term is 5.75%. Property taxes are $1,800/year and the heating cost for the home is $1.200 year. What is their monthly mortgage payment? Select one: a. $942.60 b. $924.60 c. Non of the above d. $1,018.02 e. $1,012.43 Clear my choice Referring to question 2, what is Harvey and Esmeralda's total debt service ratio (TDS)? Select one: a. 20.20% b. 32.32% C. 29.13% d. 33.61% e. 22.22% d. 33.6190 e. 22.22% Clear my choice Penny and Ernest want to purchase a new home for $150,000. Their combined income is $58,000, and they will make a down payment of $48,000. Taxes on the house are $1,800 per year and the heating cost is $1,300 annually. The house includes condo fees of $500. The couples other debt payments are $623 per month for their car loan and their student loan. In order to keep payments low, the mortgage will be amortized over 25 years. The interest rate on a 5 -year mortgage term is 6%. What is their monthly mortgage payment? Select one: a. $725.85 b. $726.58 C. $715.68 d. $652.60 e. $716.58 Clear my choice