Harvey and Esmeralda's combined gross income is $75,000, and their monthly consumer debt is $558. They wish to purchase a new home valued at $185.000 but need to know if they qualify for a mortgage of $245,000 amortized over 20 years. The mortgage interest rate on a 5-year mortgage term is 1.89%. Property taxes are $1.800/year and the heating cost for the home is $1.200/year. What is their monthly mortgage payment? Harvey and Esmeralda's combined gross income is $75,000, and their monthly consumer debt is $558. They wish to purchase a new home valued at $185,000 but need to know if they qualify for a mortgage of $245,000 amortized over 20 years. The mortgage interest rate on a 5-year mortgage term is 1.89%. Property taxes are $1,800/year and the heating cost for the home is $1.200/year. What is their monthly mortgage payment