Hassan wants to borrow a 250,000BHD from ELC Bank. She is loyalty for ELC bank. Hassan has a home valued at 230,000 BHD and have cars valued at 50,000BHD. He has four children. He works at ABC Company her position is Senior operation her salary is 3,000 BHD. She took loan before three years, and she pay at the schedule plan. Now the economy at recession. Find the 5Cs and you will give her the loan or not and why?