HC MART obtained Php 100,000 worth of merchandise from JH Wholesalers based on terms 4/20 N 60. The merchandise was invoiced May 31, 2020, the discount period will end on June 20, 2020. On June 4, HC MART's bank offered to give the owner an unsecured loan of Php 100,000 payable in one year at 20% per year, the interest will be paid at the end of the term. Should HC MART get the loan and pay JH Wholesalers within the discount period?