He currently does not have home contents insurance but is considering one costing $300 pa. The contents insurance is for $40,000 with Suncorp. Among his personal effects is an antique jewellery collection worth around $8,000 that he inherited when his grandmother passed away a few years ago. His car, which is fully paid for is currently valued at $25,000 and is insured comprehensively with Vero Insurance with a $500 basic exces