he primary purpose of bank regulation is to

	a.	maintain high levels of bank profits
	b.	to regulate the economy and reduce economic fluctuations using monetary policy
	c.	minimize loan defaults
	d.	protect shareholders
	e.	protect depositors

The process of pooling a group of similar assets and issuing securities that are backed by these assets is called

	a.	subprime loans
	b.	mortgage collateralization
	c.	securitization
	d.	originate to distribute