he Schultz family had an income after income taxes and FICA withholding of $80,000 in 2020. Spending in 2020 was: Food $8,000 Clothing $5,000 Auto leases $7,000 Other transportation $4,000 Mortgage payments $12,000 Entertainment $2,000 Insurance $3,000 Other $20,000 Their savings accounts had a balance of $24,000. Their home had a market value of $200,000. The balance on their mortgage was $140,000. What was the family's liabilities on Dec. 31, 2020