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Health insurance and managed care have changed significantly over the past 50 years. Discuss reasons why these changes were made. Discuss why these changes have

Health insurance and managed care have changed significantly over the past 50 years. Discuss reasons why these changes were made. Discuss why these changes have not been able to curb the high costs of healthcare. Summarize the ethical and legal issues involved when an insurance/managed care company denies coverage to a patient with medical necessity.Own words please.

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