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Health insurance underwriting is the process of selection, classification, and rating of risks. The Affordable Care Act (Obamacare) drastically changed the process of health insurance

Health insurance underwriting is the process of selection, classification, and rating of risks. The Affordable Care Act (Obamacare) drastically changed the process of health insurance underwriting, making almost everyone eligible for major medical health insurance, despite their health condition. How do you think this change in the underwriting process affects the Health Insurance Industry? How did this change affect the American people? How did this change affect Businesses in America?

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