Health Insurance-Major Medical Robert currently has a health insurance plan provided through his employer. Robert and Mary are both covered by his plan. Valerie is also covered under this plan as a dependent. Robert's plan has the following characteristics. $1,000 individual deductible $2,500 family deductible $4,000 family stop-loss limit 80/20 coinsurance Crescent City Publications does not have a health insurance plan. Dominic is currently covered under his wife's health insurance policy. Mary has outpatient surgery in January 2022 to remove a small growth from her arm. She incurs $3,965 in expenses. How much will she have to pay (i.e., how much is not covered by the health insurance policy)? Round your answer to the nearest whole number