Healthcare comes with many variables, one is cost. Cost of healthcare becomes the deciding factor times for the under privilege. Paying insurance company monthly can become expensive over time. This affects many to not have healthcare coverage. Selection of a healthcare insurance plans are based on out-of-pocket fees (deductibles and co-pays). Cost- varies based on the location. Most well-developed countries spend so much money on healthcare. The higher the cost, the lower the access for under-developed countries. This effect the quality. Some jobs offer health insurance, and some don't. Some people are unemployed. The cost of healthcare has an influence on access. There is a huge disparity when it comes to access to healthcare. Quality can affect the healthcare industry in many ways. Productivity and profitability are affected as well. Your financial accessibility to healthcare is based on your income or wealth. The wealthy have access to more specialized health care. If he/she must pay out of pocket money may not be an issue. A person who may be unemployed or has money issues may not be able to afford. Routine checkups are an important preventive tool to help people stay healthy. Preventative measures such as recommending smokers to quit and proposing medication to assist them, Making vaccines regularly available to all working classes. High cost of care prevents healthy behaviors in people, causing risk of an illness. There is a population elder over 65, who cannot afford healthcare due to their fixed income. No insurance or Inadequate coverage an obstacle for low- income families when needing necessary treatments. Many undeveloped areas of the world may lack of availability of services necessary for healthcare. Diversity is an important factor that can cause a break-down in communication due to lack of culturally competent care. Adequate