Hel Present and future value tables of $1 at 3% are presented below: N 1 2 3 4 5 6 7 8 FV $1 PV $1 1.03000 0.97087 1.06090 10.94260 1.09273 0.91514 1.12551 0.88849 1.15927 0.86261 1.19405 0.83748 1.22987 0.81309 1.26677 0.78941 1.30477 10.76642 1.34392 0.74409 1.38423 0.72242 1.42576 0.70138 1.46853 0.68095 1.51259 0.66112 1.55797 0.64186 1.60471 0.62317 FVA $1 PVA $1 1.0000 0.97087 2.0300 1.91347 3.0909 2.82861 4.1836 3.71710 5.3091 4.5797-1 6.4684 5.41719 7.6625 6.23028 8.8923 7.01969 10.1591 7.78611 11.4639 8.53020 12.8078 9.25262 14.1920 9.95400 15.6178 10.63496 17.0863 11.29607 18.5989 11.93794 20.1569 12.56110 FVAD $1 PVAD $1 1.0300 1.00000 2.0909 1.97087 3.1836 2.91347 4.3091 3.82861 5.4684 4.71710 6.6625 5.57971 7.8923 6.41719 9.1591 7.23028 10.4639 8.01969 11.8078 8.78611 13.1920 9.53020 14.6178 10.25262 16.0863 10.95400 17.5989 11.63496 19.1569 12.29607 20.7616 12.93794 9 10 11 12 13 14 15 16 a Bill wants to give Maria a $650,000 gift in 3 years. If money is worth 6% compounded semiannually, what is Maria's gift worth today? Multiple Choice Multiple Choice $545,887. $647,250 $542,967 $544,362