Helen joining the family business likely represents what, with respect to the current banking relationship? $($ Select ALL that apply $)$

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A positive development, since she has strong financial acumen, and will better understand growth financing as the company continues to expand

A potential risk of losing business, as she may have relationships with other financial institutions

A positive development, in that it appears the family has a head start around succession planning

A potential risk, as she may try and change the direction of the business and vote against her mother on key issues