Helen receives $3,100 from an investment at the beginning of every quarter for 8 years and 6 months at 3.56% compounded semi-annually. How many payments are there in this annuity (rounded up to the next payment)? O 33 O 35 Lionel took a loan of $7,400 from his parents to purchase equipment for his hair salon. If they agreed on an interest rate of 5% compounded monthly on the loan, what quarterly payments will settle the loan in 4 years of payments if he made his first payment 2 years and 6 months from now? O $574.38 0 $542.69 O $574.38 0 $542.69 0 1513.38 0 9479.05