Helen spent the last $80$ days of $2022$ in a nursing home. The cost of the services provided to her was $$22,000($$$275$ per day$).$ Medicare paid $$10,400$ toward the cost of her stay. Helen also received $$14,720$ of benefits under a long$-$term care insurance policy she purchased. Assume that the Federal daily excludible amount is $$390.$

If the amount is zero, enter $0.$

What is the effect on Helen's gross income?