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Hello, can you give me an example of how real interest rates can help me when investing. Give me a real life example. For example,

Hello, can you give me an example of how real interest rates can help me when investing. Give me a real life example.
For example, I want to buy equipment for my shop, but I am not sure if I should take our a loan or using my savings. Give me an example on how real interest rates would help me come up with a decision.

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