Hello. How to solve these questions?

14. What are the three components of debt? a. O Period, Interest and Capital b. O Repayment, Creditor and Debtor c. O Principal, Interest and Term 15. Which of the following factors most impacts a consumer's credit score? a. Length of Credit History b. New Credit C. Types of Credit in use 16. Which of the following would decrease a consumer's credit score in the short term? a. The consumer viewing their credit report. b. A hard inquiry from a credit card application. A soft inquiry to view a credit score from a third party. C. 17. Which of the following losses will Renter's Insurance cover? a. O Damage or destruction of a dorm or apartment complex. b. O Liability claims arising from an auto accident. c. O Damage, theft or destruction of the insured's property. 18. Which of the following drivers likely has the highest premium, assuming constant levels of auto-insurance coverage for each driver? a. O An 18 year old female driver on the Dean's list. b. O A 20 year old male driver with three speeding tickets in the past two years. A 65 year old married driver with five speeding tickets over the past twenty years. C