Hello I need the answer of this questions for discussion. Thank you in advance

Chapter 17 - Third Party Case - How would you decide this?

Pedro - Hernandez Gable married a lovely young woman named Harrietand wanted to take her on an extravagant honeymoon to start their new life together as newlyweds.Pedro purchased traveler's emergency protection insurance before they took an extended around the world honeymoon.Hernandez- Gable took out this protection with atraveler's insurance policy fromTravails R US Inc.The insurance policy promised to pay, $ 2,000,000 coverage in the event of an accident in the event that a emergency medical evacuationwas necessary due to an accident where it would be needed.On August 15, 2018, Pedro and his new wife, Harriet, were seriously injured in a car accident while on their honeymoon.When Hernandez-Gable's parents found out about the accident, they immediatelyflew to the couple's location.After Pedro's parents arrived, it was determined that Pedro was not receiving adequate medical treatment and needed to be transported via air ambulance back to the United States for treatment.His parents paid for the transportation out of their own pocketat a cost of approximately $500,000.A few months after the accident, Pedrowrote a letter to his father stating he would repay the monies his father advanced on his behalf to get him evacuated to get better care.To formalize this promise, Pedro requested in the letter that his father sign the letterThereafter, Pedro submitted a claim for reimbursement of his travel expenses.

Traveler's International argues that because Pedro'sparents signed the check and sent it directly to them, Pedro has no damages and, thus cannot sue them.The insurance company also states that Pedro's father's note indicates that thenote is is not an enforceable contract against them (the insurance company) because they are not a party to that agreement either.

Issue:Was Pedro's parents' payment a novation that relieved the insurance companyof their obligation under the traveler's emergency protection policy?

Chapter 18

John's company signs a contract with the city of Monrovia, a town located in the U.S., to remove all of the gravel in a specific area. The city has performed their due diligence and has determined that the gravel should be removed and foresees no issues in doing so.After surveying the area himself and after accepting the contract, Hurricae Matthew comes into town andquickly leaves a large portion of the gravel underwater and removing it will cost the company 20 times more than was originally agreed to. The contract between John and the City has a provision stating that come Hell or Highwater, the contract is to be performed.Will there be any issues for John?For the City?Who should prevail if there is an issue of Non-performance?