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You plan to purchase a $300,000 house using a 30-year mortgage obtained from your local bank. The mortgage rate offered to you is 4.8% per year. You will make a down payment of 20% of the purchase price. What is your monthly payment? Feel free to use the mathematical formula or Excel. Please note that in the exam you might be asked to solve such questions with only one method (e.g., mathematical formula). $1,125.85 $1,259.20 $1,300.44 $975.43