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help me please 4- A set of cash flows begins at $15,000 the first year, with an 78 increase each year until n = 12

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4- A set of cash flows begins at $15,000 the first year, with an 78 increase each year until n = 12 years. If the interest rate is 8%, A what is the present value when (a) the annual increase is $1000? (b) the annual increase is 8%

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