Help me solve this using a BA II Financial calculator

Kerri James is considering the purchase of a car. She wants to buy the new VW Beetle, which will

cost her $$17,600.$ She will finance $90\%$ of the purchase price $($i$.$e$.,$ make a $10\%$ down payment$)$ at an

interest rate of $5\mathrm{.}9$ percent, with monthly payments over three years. How much money will she still

owe on the loan at the end of one year $($to the nearest dollar$)?$

a$.$ $$13,560$

b$.$ $$10,868$

c$.$ $$12,075$

d$.$ $$15,704$

e$.$ $$17,152$