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4. Answer one of the following: (20 marks) Either (a) You have just produced a cash budget for a small, family-owned business for the year ended 30 June 2020 , a period in which the company's sales revenue is expected to rise rapidly. While the company has a healthy bank balance at present, it is evident from your forecast that the business will have a significant cash deficit during the period of the budget, although this deficit will begin to reduce by March 2020 . Write a brief note advising the management of the business of the steps they might take to avert the forecast cash crisis. Or (b) Company 4 is a small family-owned business which has been expanding in recent years. Write a note advising the directors of the benefits of introducing budgeting to the company's financial management