(Help solving these using the TVM functions on a Financial Calculator)

1. You borrow $36,000 and finance it with a nine year loan with interest at 9% APR with semiannual compounding. If you make semiannual payments, what is your ending balance after a year? A. $31,809 B. $31,936 C. $32,226 D. $32,846 E. $33,259

2. If you borrow $30,000 today and repay it with quarterly payments of $1003 over 10 years. If the rate is compounding quarterly, what APR are you paying? A. 6.8% B. 6.56% C. 6.4% D. 6.0% E. 5.8%