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What is the Future Value in 5 years of an amount of $3,000, if the rate is 12% p.a.? Your answer should be calculated to the nearest dollar. Do not use the $ sign when entering your answer. What is the present value of an annuity of 5 annual payments of $1,000 if the first cash flow occurs in one year's time? The rate is 12% p.a. Calculate your answer to the nearest dollar. Do not use the $ sign when you submit your