Henigal is opening her new restaurant and is purchasing some gently used kitchen equipment. The entire cost with delivery and everything included in $180,000. She plans to put a 30% down payment and finance the rest for a 5-year loan, paying monthly payments. She also enjoys a good credit score, so she is able to obtain a loan at 4.5%. What is the total interest of the entire loan? . What is the amortization schedule of the 4^th month?