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I just need some serious help on this case study. The images are clear on the word document. I?m just really swamp with both work and school work. Please help

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Case Analysis: Objectives: assess the financial reporting landscape, considering the user needs, constraints, and business environment; identify the issues; analyze the issues (qualitatively and quantitatively); and provide a recommendation and conclusion. Instructions: Review the case which follows below. Develop a formal response to the problem(s) posed in the case. Marks will be assigned based on completing the objectives (noted above). A heavy weighting (>70%) will be placed on analyzing the issues (quantitatively and qualitatively). There is no set length to the report, but clear, succinct and concise language and organization o will be considered favourably in the grade. Please submit the final report as a Word document. o Required: Prepare the report. It is to include, organized and presented in a logical manner: quantitative analyses; ratio analyses; qualitative analyses; and appropriate recommendations given the case facts and analyses completes. Case Study: Average Joe's caters to families and gives a substantial discount for families to work out together. Families that workout together reach their goals together. Members receive 2 free training sessions with enroll ment so that they may start reaching their goals as soon as they sign up. The exercise specialists that provide the training to the members hold the highest certification credentials and come from accredited un iversities with a specific degree focus in Exercise Science and or Health Education. The company has experienced significant growth in the past five years due to an increase in the popularity of h ealth and fitness among social trends. As a result Average Joe's has applied to TD Bank for a $1 million long t erm loan in order to finance further expansion plans. Specifically, the funds would be used to purchase additio nal gym equipment. Average Joe's application and financial statements have been provided by Lisa Jennings, a credit analyst with TD Bank. She would like the firm to conduct a preliminary review of Average Joe's financial statements and determine whether Average Joe's should proceed further into a more detailed analysis. Lisa would like firm to document the recommendations and supporting analysis in a report that will be maintained by the bank. Lisa: \"Average Joe's has provided us with a copy of their most recent Balance Sheet and Income Statement (Exhibit I). I know this may not be enough to make the final decision, but it should be more than enough for you to get started.\" You: \"Yes, I can obtain much information from these two statements\". Lisa: \"Okay, that's great. I took a quick look at the Balance Sheet and am wondering what has caused the change in cash. Cash is needed to payback the loan. Although I haven't done any rigorous analysis, it is a bit concerning to see the cash decline by such a large amount.\" You: \"I can definitely look into the decrease in cash.\" Lisa: \"It may also be useful to give some thought to what the Balance Sheet may look like if the loan is approved. Historical statements are fine, but they will not be able to provide you with this information. Additional information on the use of the loan is provided in Exhibit II.\" You: \"That is a great point. I will take this into consideration.\" Lisa: \"Alright. Let me know if I can be of any further assistance. I look forward to reading your report. If you recommend to proceed with further due diligence, can you prepare a list of additional information that would be useful in making our final decision?\" You: \"Yes, I can most certainly do that. I will get started right away.\