hey I just need basic help with this question thanks

Laura James just won the lottery of $2.5 million dollars. She is given two options to receive her winnings after tax deductions: Take an annual payment for the next 10 years of $225,000; or b) Take a lump sum three times. $1,000,000 up front, & $500,000 each at the end of year 5 & 10 respectively. Requirement: Advise Laura on which option she should take based on your calculations using 5% interest rate