HFC owns a storage building where finished lumber and plywood are stored before these products are shipped to retail outlets. Judy insured the storage building for $150,000 under a property insurance policy that included an 80 percent coinsurance clause. When the building was valued at $200,000 it was damaged by a windstorm. The damage was $32,000. Assuming wind is an insured peril and that the policy does not include a deductible, how much will HFC collect from its insurer to settle this claim?