Question
Hi Everyone, answer these please ...... this is complete Q1. Which country topped the Forbes' List of Best Countries for Business in 2018 ? [A]
Hi Everyone, answer these please ...... this is complete
Q1. Which country topped the Forbes' List of Best Countries for Business in 2018 ?
[A] China
[B] New zealand
[C] U.K.
[D] Netherlands
Q.2 Which program has been launched by the Union Ministry of External Affairs (MEA) to bring Indian foreign
policy to students across the country?
[A] SAMVARTI
[B] SAMVEDA
[C] SAMPARK
[D] SAMEEP
Q.3 Auction of treasury bills is done by which of the following organisations?
[A]RBI
[B]SEBI
[C]IRDA
[D]DICGC
Q.4 The Certificate of Deposit (CD) is a negotiable money market instrument and issued in the form of
[A]Derivative Usance Promissory Note
[B]Usance Promissory Note
[C]Demand Promissory Note
[D]Both a & b
Q.5 In which among the following accounts, no cheque book is issued?
[A]Minor Account
[B]Joint Account
[C]Illiterate Account
[D]Non Resident Account
Q.6 Who monitors Priority Sector Lending (PSL) in commercial banks?
[A]Reserve Bank of India (RBI)
[B]Small Industries Development Bank of India (SIDBI)
[C]National Bank for Agriculture and Rural Development
[D]Government of India (GOI)
Q.7 In terms of Credit Cards, what is a Hot Card?
[A]Newly issued Card
[B]Invalid Card
[C]Stolen Card
[D]Unpaid Card
Q.8 With reference to the Credit Card number, which digits identify the Credit Card Network?
[A]Initial two
[B]Initial Four
[C]Last two
[D]Last four
Q.9 The funds set aside by the banks as fraction to the loans to cover up losses is called __?
[A]Provisioning Coverage Ratio (PCR)
[B]Capital Adequacy Ratio (CAR)
[C]Loan to Coverage Ratio
[D]Cash Reserve Ratio
Q.10 Deposits made in which among the following does not come under Deposit Insurance Scheme?
[A]Regional Rural Banks
[B]Private Banks
[C]Non-scheduled Commercial Banks
[D]Primary Agricultural Credit Societies (PACS)
Q.11 What is the India's ranks on a list of countries with highest Non-performing Assets (NPA) levels, according
to latest report by CARE Ratings?
[A] 5th
[B] 13th
[C] 25th
[D] 9th
Q.12 Under which qualitative tool, RBI fixes maximum limit to loans and advances that can be made above
which the commercial banks cannot exceed?
[A]Rationing of credit
[B]Margin Requirement
[C]Loan to Value ratio
[D]Moral suasion
Q.13 Samsung has tied-up with which bank to offer 'Bill Payments' on Samsung Pay?
[A] SBI
[B] ICICI Bank
[C] HDFC Bank
[D] Axis Bank
Q.14 In context with banking, the Average daily balance is a term related to__:
[A]Fixed Deposits
[B]Loans
[C]Credit Cards
[D]Current and Saving Accounts
Q.15 In context with banking in India, a Custodial Account is created for __:
[A]Illiterates
[B]Women
[C]Minor persons
[D]Senior Citizens
Q.16 Under which of the following rates, the banks avail long term loans from Reserve Bank of India (RBI) by
putting no collateral securities?
[A]Bank rate
[B]Repo rate
[C]Reserve repo rate
[D]Marginal Standing Facily
Q.17 If an account holder withdraws more money from a bank account than has been deposited in it, then it is
called __:
[A]Cash credit
[B]Advance
[C]Overdraft
[D]Demand Draft
Q.18 The difference between the rate at which the interest is paid on deposits and is charged on loans is called?
[A]Spread
[B]Advance
[C]Cash credit
[D]None of the above
Q.19 Non-scheduled banks are defined in which of the following acts?
[A]Banking Regulation Act, 1949
[B]RBI Act 1934
[C]Banking Companies Act, 1949
[D]None of the above
Q.20 India's first crypto-currency exchange "Coinome" has launched by which payment gateway?
[A] Direcpay
[B] Citrus Pay
[C] Billdesk
[D] Payzippy
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