Hi I'm doing a research project in Accounting on the Silicone Valley Bank failure Can someone please answer these questions Thank you Management and Governance What management decisions, whether strategic or tactical, contributed to the failure Once the crisis was apparent, what management actions were taken to save the bank How were those actions successful and unsuccessful Did the board change management of the bank Was fraud a contributor to the failure If so, describe 2 Balance Sheet Were unhealthy asset and or liability concentrations part of the banks problem If so, describe the nature of the concentration, how it emerged, and what caused it to become unhealthy Was the bank adequately capitalized compared to peer institutions Did the bank have an adequate allowance for loan losses Income Statement Was unhealthy dependence on certain revenue sources part of the banks problem If so, describe the dependence and how it changed to impact revenues How did operating expenses and loan and lease loss provisions contribute to the banks problems Resolution What was the legal resolution of the failure What was the role of the FDIC and other regulators Did another bank or banks acquire the good assets and liabilities of the failed bank If so, what banks Did depositors lose money Did the FDIC lose money Did shareholders lose money Lessons Learned What lessons can be learned from the banks failure

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Posted on Aug 01, 2024

Hi! I'm doing a research project in Accounting on the Silicone Valley Bank failure. Can someone please answer these questions? Thank you!

What management decisions, whether strategic or tactical, contributed to the failure?
Once the crisis was apparent, what management actions were taken to save the bank? How were those actions successful and unsuccessful?
Did the board change management of the bank?
Was fraud a contributor to the failure? If so, describe.

2. Balance Sheet

Were unhealthy asset and/or liability concentrations part of the banks problem? If so, describe the nature of the concentration, how it emerged, and what caused it to become unhealthy.
Was the bank adequately capitalized compared to peer institutions?
Did the bank have an adequate allowance for loan losses?

Income Statement
- Was unhealthy dependence on certain revenue sources part of the banks problem? If so, describe the dependence and how it changed to impact revenues.
- How did operating expenses and loan and lease loss provisions contribute to the banks problems?
Resolution
- What was the legal resolution of the failure? What was the role of the FDIC and other regulators?
- Did another bank or banks acquire the good assets and liabilities of the failed bank? If so, what banks?
- Did depositors lose money?
- Did the FDIC lose money?
- Did shareholders lose money?
Lessons Learned
- What lessons can be learned from the banks failure?