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High-Deductible health plans with a savings option (HDHP/SO) have begun to gain market share in the last few years. What are the critical differences between

  • High-Deductible health plans with a savings option (HDHP/SO) have begun to gain market share in the last few years. What are the critical differences between these plans and more traditional health plans?
  • An HMO has a Point of Service (POS) option for its members, but will pay only 80 percent of approved charges. If a member goes out of network for a medical procedure with a charge of $2,000, of which $1,200 is approved, how much must the members?

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