Hope Industry is constructing its cash budget. Its budgeted monthly sales are $20,000, and they are constant from month to month. 20% of its customers pay in the first month and take the 1% discount, while the remaining 80% pay in the month following the sale and do not receive a discount. The firm has no bad debts. Purchases for next month's sales are constant at 65% of projected sales for the next month. "Other payments," which include wages, rent, and taxes, are 20% of sales for the current month. Construct a cash budget for a typical month and calculate the average net cash flow during the month.