How can peer pressure impact spending habits? Peer pressure can cause you to: (Select the best answer below.) make impulse purchases and spend beyond your means. This in turn impacts your ability to create a budget because you never know how much money will need to spend when you go out with your friends. make necessary purchases and spend beyond your means. This in turn impacts your ability to save and invest for future impulse purchases. make impulse purchases and spend beyond your means. This in turn impacts your ability to save and invest for future needs. make necessary purchases and spend within your means. This in turn impacts your ability to save and invest for future needs